Director, Product Management

Director, Product Management

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

Position Summary

We are seeking an experienced and visionary Director of Product to lead EarnIn's Money Platform, the foundation that powers our wallet, money transfers, receivable financing, and financial record-keeping. This role is central to shaping how money moves within EarnIn and ensuring our systems are scalable, compliant, resilient, and innovative. You'll lead the evolution of EarnIn's Money Platform into a robust, easy-to-use foundation that empowers product teams to innovate quickly and build great customer experiences. This is a highly cross-functional role, working closely with engineering, design, risk, treasury, accounting, compliance, and business teams to build the core money infrastructure that fuels our mission of providing financial flexibility. The Mountain View base salary range for this full-time position is $255,100 - $311,700 plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position and requires in-person work from our Mountain View HQ office 2 days a week.

What You'll Do

• Product Vision & Strategy: Define and lead the strategic direction for EarnIn's core product and platform, ensuring scalability, security, and flexibility as we grow and expand our offerings.
• Platform Excellence: Focus on building a best-in-class platform that underpins our product experience, driving reliability, performance, and innovation across all product areas.
• Customer-Centric Innovation: Develop a deep understanding of customer needs and ensure our core platform enables products that provide exceptional, seamless, and intuitive user experiences.
• Cross-Functional Collaboration: Lead and work with product, engineering, design, and business teams to deliver platform solutions that enhance the entire product ecosystem, ensuring alignment across the organization.
• Scalability & Infrastructure: Oversee the development of a flexible and scalable platform that can support current and future product demands, ensuring a strong foundation for continued growth and product innovation.
• Data-Driven Insights: Use data analytics and market insights to inform platform development decisions, ensuring the product evolves to meet both current and future customer needs.
• Leadership & Mentorship: Lead and mentor a team of high-performing product managers, fostering a culture of collaboration, innovation, and excellence within the product organization.

What We're Looking For

• 10+ years of product management experience, with a strong focus on building and delivering innovative, customer-centric solutions.
• Demonstrated success in managing large product portfolios with a proven track record of delivering across a broad set of areas, such as core experiences, identity, and money movement.
• 5+ years of experience managing and mentoring high-performing teams.
• Strong analytical skills, with the ability to leverage data to inform product decisions and drive metrics.
• Experience in the fintech space, especially with payments, risk management, or financial products, is highly desirable.
• Excellent communication and collaboration skills, with the ability to influence cross-functional teams and stakeholders at all levels.
• Ability to thrive in a fast-paced environment, balancing strategic thinking with tactical execution.
• A passion for solving real customer problems and improving financial wellness for everyday people.