Product Manager - Funding (fidcs E Renda Fixa)

Product Manager - Funding (FIDCs E Renda Fixa)

Join a dynamic and innovation-focused environment where technology and finance intersect to create impactful funding solutions. In this role, you will lead product initiatives related to credit funding, fixed income products, and financial integrations, driving strategic decisions that directly influence business growth and operational efficiency. You will collaborate closely with multidisciplinary teams including Engineering, Data, Treasury, Credit, Legal, and Design to deliver scalable and customer-centric solutions. This opportunity is ideal for someone with strong expertise in financial products, product strategy, and data-driven decision-making who thrives in agile and collaborative environments. With high visibility and business impact, you will help shape the evolution of funding operations while improving both partner integrations and end-user experiences.

Accountabilities:

• Lead the strategy and roadmap for products related to credit funding, FIDCs, and fixed income solutions.
• Drive the evolution of funding ecosystems, balancing business goals, customer needs, and market opportunities.
• Collaborate closely with teams such as Credit, Treasury, Legal, Engineering, Growth, and Design to align product initiatives and operational processes.
• Analyze market trends, fintech movements, and competitor strategies to identify opportunities for innovation and differentiation.
• Define and monitor product KPIs and funding metrics to support strategic and data-driven decision-making.
• Understand and optimize funding spread, balancing cost of capital and portfolio profitability.
• Coordinate integrations between internal systems and external partners, ensuring technical feasibility and operational efficiency.
• Conduct investigations, reconciliations, and data analysis to identify inconsistencies, risks, and improvement opportunities.
• Prioritize and deliver product initiatives that maximize value for both internal and external customers.
• Influence stakeholders and cross-functional teams toward shared objectives, contributing to long-term product vision and business strategy.
• Support experimentation and optimization initiatives, including A/B testing for fixed income product offerings and customer journeys.

Requirements:

• Proven experience managing funding products within financial institutions, especially involving FIDCs and fixed income operations.
• Strong knowledge of fixed income products, particularly CDBs, including customer offering journeys, operational flows, regulatory reporting, and audit processes.
• Experience working with systems related to funding management, investments, or treasury operations.
• Solid understanding of key funding metrics, KPIs, and performance analysis.
• Familiarity with APIs and technical integrations, including tools such as Swagger, JSON, and Postman.
• Strong analytical skills with experience using SQL, Databricks, or similar data analysis tools.
• Understanding of regulatory requirements related to funding models, FIDCs, and fixed income products.
• Experience conducting A/B tests and optimizing product flows based on performance insights.
• Excellent verbal and written communication skills, with the ability to present complex information clearly to different audiences.
• Ability to work collaboratively in agile environments and influence stakeholders without direct authority.
• Additional certifications or training in Product Management or related areas are considered a plus.

Benefits:

• CLT employment contract with full benefits package.
• Flexible remote work or home office opportunities available across Brazil.
• Comprehensive health and dental insurance with no co-participation fees.
• Life insurance coverage and financial wellness support programs.
• Flexible meal and food allowance card.
• Home office allowance, furniture support, and work equipment provided.
• Access to coworking spaces across Brazil through partner networks.
• Wellness and mental health support, including therapy and nutrition sessions.
• Fitness and physical activity assistance programs.
• Childcare assistance, parental support program, and extended maternity/paternity leave.
• Education support covering part of graduation programs, language courses, books, and professional training.
• Internal learning and development platform with continuous growth opportunities.
• Day off during birthday month and additional team engagement perks.
• Employee referral bonuses, annual performance bonuses, and stock option plan.
• Collaborative, innovative, and casual work environment with high autonomy and flexibility.