Senior Product Manager - Credit Card - Remote Eligible

Senior Product Manager - Credit Card

This role offers the opportunity to lead and shape a flagship credit card product within a rapidly growing fintech environment focused on redefining consumer financial services. You will own the vision, roadmap, and customer experience of the card product, driving innovation across rewards, digital experiences, servicing, and growth strategies. Working cross-functionally with engineering, credit, compliance, marketing, and design teams, you will bring new features and capabilities to market at high speed. The position requires a strong understanding of card economics, customer behavior, and data-driven product decision-making. You will also leverage AI-powered insights to personalize user experiences, optimize engagement, and accelerate product innovation. This is a highly visible and impactful role where strategic thinking, execution, and ownership are essential. The environment is fast-paced, collaborative, and built for ambitious builders who thrive on creating meaningful financial products at scale.

Accountabilities:

• Own and drive the product roadmap for the credit card offering, including rewards, servicing, digital experiences, and feature enhancements.
• Define product strategy and positioning to increase customer acquisition, engagement, retention, and long-term value.
• Collaborate cross-functionally with engineering, design, marketing, compliance, legal, and credit teams to launch and optimize product initiatives.
• Analyze cardholder behavior, transaction data, and customer insights to guide product decisions and improve performance metrics.
• Leverage AI-driven tools and analytics to personalize customer experiences, optimize engagement, and improve operational efficiency.
• Lead end-to-end product development cycles, from ideation and prioritization through launch and post-release optimization.
• Balance innovation with regulatory and compliance requirements while maintaining execution speed and product quality.
• Monitor product performance and market trends to identify growth opportunities and competitive advantages.

Requirements:

• Proven experience as a Product Manager responsible for a named credit card product or portfolio.
• Deep understanding of card economics, including interchange, rewards structures, credit risk, and customer lifetime value.
• Demonstrated track record of launching and scaling card-related features that delivered measurable business impact.
• Experience collaborating with cross-functional teams including engineering, compliance, legal, marketing, and credit operations.
• Strong analytical mindset with the ability to interpret customer behavior and product performance data effectively.
• Fintech or financial services industry experience strongly preferred.
• Ability to thrive in fast-moving, high-growth environments with a proactive and execution-oriented approach.
• Strong communication, prioritization, and stakeholder management skills.

Benefits:

• Competitive compensation package including base salary, stock options, and comprehensive health benefits starting from day one.
• 401(k) retirement plan with company matching contributions.
• Flexible remote-friendly work environment within the United States.
• Flexible time off policy supporting work-life balance.
• Opportunity to contribute to a high-growth fintech platform with significant market impact.
• Collaborative and inclusive culture focused on innovation, ownership, and professional growth.
• Exposure to cutting-edge financial products, AI-driven experiences, and large-scale consumer fintech initiatives.