Head Of Product - Credit

Head Of Product, Credit

Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet. We're a tribe of passionate and diverse people who dreamed of building an inclusive money app that Africans would love so it's only right that we ended up with the name 'Kuda' which means 'love' in Shona, a language spoken in the southern part of Africa. We're giving Africans around the world a better alternative to traditional finance by delivering money transfers, smart budgeting and instant access to credit through digital devices. We've raised over $90 million from some of the world's most respected institutional investors, and we're rolling out our game-changing services globally from our offices in Nigeria, South Africa, and the UK.

Role Overview The Head of Product, Credit will lead Kuda's Credit tribe, driving the strategy, execution, and continuous improvement of all lending-related products and initiatives. This role focuses on building reliable, scalable, and compliant credit solutions that deliver measurable business impact and exceptional customer experiences.

You'll own the tribe's roadmap, delivery, and performance, ensuring decisions are data-driven and aligned with Kuda's broader strategic and financial goals. You'll also play a key role in building and developing a strong product team, fostering collaboration and accountability across stakeholders.

Responsibilities

1. Delivery & Execution

• Lead tribe planning and QBRs, ensuring alignment, clarity, and dependency management.
• Champion thin-slice, iterative delivery focused on measurable outcomes.
• Provide consistent visibility to leadership through metrics, progress updates, and proactive risk management.

2. Data & Experimentation

• Promote a culture of data-driven decision-making, establishing strong experimentation and measurement practices.
• Ensure squads have the insights, analytics, and tools needed for effective prioritisation.

3. Product Quality, Risk & Compliance

• Ensure all products meet regulatory, compliance, and security requirements.
• Embed standards for reliability, performance, accessibility, and localisation into delivery practices.

4. People Leadership & Organisation Building

• Hire, coach, and develop Product Managers across multiple levels.
• Foster a culture of clarity, focus, and ownership of outcomes.
• Define and uphold high standards for product discovery, delivery, and communication craft.

5. Day-to-Day Collaboration

• With BLO: Align product strategy with business objectives and financial targets.
• With DM/TLs: Manage capacity, technical debt, and sustainable delivery practices.
• With Other Tribe Leads: Coordinate dependencies and shared initiatives.
• With Compliance, Legal, Marketing, and CX: Ensure alignment across customer, regulatory, and commercial goals.