Payments Product Lead, Banking

Payments And Digital Assets Product Lead

Join our AI & Engineering team in transforming technology platforms, driving innovation, and helping make a significant impact on our clients' success. You'll work alongside talented professionals reimagining and re-engineering operations and processes that are critical to businesses. Your contributions can help clients improve financial performance, accelerate new digital ventures, and fuel growth through innovation.

AI & Engineering leverages cutting-edge engineering capabilities to build, deploy, and operate integrated/verticalized sector solutions in software, data, AI, network, and hybrid cloud infrastructure. These solutions are powered by engineering for business advantage, transforming mission-critical operations. We enable clients to stay ahead with the latest advancements by transforming engineering teams and modernizing technology & data platforms. Our delivery models are tailored to meet each client's unique requirements.

As a Payments and Digital Assets Product Lead on the Banking and Capital Markets team, you will be responsible for:

• Supporting delivery of payments and digital assets product, roadmap, and transformation engagements for banking and capital markets clients
• Managing day-to-day workstream activities across product strategy, business requirements definition, backlog prioritization, process design, and implementation planning
• Translating client business objectives and user needs into business requirements, user stories, target-state process flows, product roadmaps, and delivery artifacts
• Coordinating with business, operations, engineering, design, risk, and compliance stakeholders to support execution of product and transformation initiatives
• Developing analyses, status updates, workshop materials, and recommendations for client stakeholders to support decision-making and implementation

A successful candidate would possess these skills:

• Ability to work independently and collaborate as part of a team
• Effective written and verbal communication skills
• Meticulous attention to detail and quality of work product
• Ability to build and sustain professional relationships
• Ability to lead projects or workstreams
• Ability to manage and prioritize multiple tasks in a fast-paced and dynamic environment
• Strong interpersonal skills and professional demeanor
• Ability to meet deadlines
• Ability to provide clear guidance to others

Our Industry Solutions offering provides verticalized solutions that transform how clients sell products, deliver services, generate growth, and execute mission-critical operations. We deliver integrated business expertise with scalable, repeatable technology solutions specifically engineered for each sector.

Deloitte's Financial Services industry business delivers a robust suite of integrated solutions designed to address the multifaceted operational, technological, regulatory, and risk management needs of financial institutions. Our team works across all sectors of the industry-including banking, capital markets, investment management, insurance, and real estate-to help our clients solve complex business challenges and adapt to a rapidly evolving marketplace. Deloitte's unique strength lies in our deep industry experience and capability to align comprehensive resources across Audit & Assurance, Tax, and Consultative Offerings-supporting clients to drive strategic transformation and sustainable growth.

The Banking and Capital Markets sector serves universal and regional banks, capital markets and securities firms, and payment networks with U.S. operations. The team focuses on delivering customer insights, growth and digital strategies, operational transformation, human capital, and technology modernization services to bank executives. We help clients address regulatory reform, technological modernization, competitive dynamics, and market growth opportunities.

Qualifications:

• Bachelor's degree
• 4+ years of experience in product management, program management, business analysis, technology delivery, or transformation roles in banking, financial services, or consulting
• 4+ years of experience supporting or leading workstreams within product, technology, or business transformation programs
• Experience translating business needs into business requirements, user stories, backlogs, process flows, implementation roadmaps, or other product delivery artifacts, and coordinating with cross-functional stakeholders across business, operations, technology, risk, compliance, or design teams
• Experience in at least one of the following domains: payments (real-time payments, cross-border payments, card networks, automated clearing house (ACH), wire, International Organization for Standardization 20022 (ISO 20022)) or digital assets (blockchain, distributed ledger technology, tokenization, central bank digital currencies, stablecoins)
• Ability to travel 50%, on average, based on the work you do and the clients and industries/sectors you serve.
• Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future.
• Advanced degree
• Experience with product operating models, product roadmaps, or requirements management within financial services
• Experience with payments-related technology platforms, application programming interfaces (APIs), integration patterns, digital wallets, or blockchain platforms
• Experience in one or more of the following sectors: retail banking, commercial banking, transaction banking, wholesale banking, cards and payments, private equity, or capital markets
• Experience with agile, Scrum, Scaled Agile Framework (SAFe), or other product and program delivery methodologies
• Experience developing business cases, executive presentations, product requirements documents, or implementation recommendations for financial services clients
• Experience presenting to business and technology stakeholders in a client-facing environment

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $118,700 to $218,600.

You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.