Cash Management Product Owner, Platforms, Vice President, Wealth Management

Digital Banking Product Owner

Morgan Stanley is building an industry-leading digital banking and cash management platform that leverages cutting-edge technology to provide clients with self-service capabilities to manage their wealth and personal finances in one central location. Our entrepreneurial Digital Platforms team is seeking a high-performing Digital Banking Product Owner with a passion for building innovative technology, developing solutions to complex problems, and helping scale our platform.

As a Product Owner, you will lead exciting technology initiatives to bring new products to market for both the Morgan Stanley and E*TRADE client-facing platforms across web and mobile. This is a highly collaborative role in which you will work closely with digital Product Managers and partner with cross-functional teams including design, engineering, operations, legal, risk, compliance, fraud, and business stakeholders to transform the experience for our customers. You will help define and drive the digital product strategy and then develop, launch, and enhance the platform to meet customers' unique needs.

Position Summary:

• Work in a fun, fast-paced environment designing new and improved banking technology for clients (mobile apps, websites, embedded AI etc.).
• Design innovative new products with market-leading competitive advantages that revolutionize how people manage and spend their money.
• Create a vision, strategy, and roadmap for digital banking product offerings.
• Deliver new products by partnering directly with technology, business, and operations teams to define and write requirements, manage the overall project plan, and execute deliverables.
• Lead client research, requirements development, and user experience design for new digital products.
• Support usability testing and translate findings into product improvements that drive increased adoption.
• Research and analyze the digital banking and wealth management industries, with a focus on cash management and digital payments.
• Present findings to executive management, and drive change execution aligned with Wealth Management priorities

Experience:

• 8+ years of professional experience in wealth management, retail banking, and/or consumer financial technology.
• 8+ years of professional experience in technology product management and design.
• Software development lifecycle experience preferred.
• BA/BS required; MBA (or advanced degree) preferred.

Skills/Abilities:

• Deep understanding of web and mobile technologies
• Deep understanding of Retail Banking competitive landscape and emerging technologies
• Sharp focus on usability and design
• Excellent relationship building capabilities with internal and external partners
• Understanding of Banking business risk and control mechanisms
• Independent initiative and ability to operate in a fast paced environment
• Strong attention to detail in both technical and non-technical capacity
• Strategic thinker able to define and evaluate alternatives, and translate goals into specific project tasks
• Excellent communicator with solid written and verbal presentation skills
• Solid business understanding to align product goals with organizational objectives
• Effective communication to collaborate and influence more junior team members and stakeholders
• Analytical skills to dive deep into data, identify trends, and inform product decisions.
• Technical proficiency to understand the development process and support implementation
• Problem-solving ability to navigate challenges and refine solutions
• Team collaboration to work closely with cross-functional teams and foster a productive environment

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that's differentiated – and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.