Product Manager, Digital Lending Platforms – Vice President

Product Manager, Digital Lending Platforms – Vice President

Wealth Management Platforms Purchase, NY

We are hiring a talented product manager to help us build an industry-leading, highly automated lending platform to have a direct impact on Morgan Stanley U.S. Banks' growth strategy. Including the chance to apply emerging AI capabilities. This is a highly collaborative role, where you will work closely with our team of digital product managers and partner with engineers, designers, operations, credit, finance, and business stakeholders to transform the experience for all our customers.

About Morgan Stanley

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.

Morgan Stanley is committed to helping its employees build meaningful careers and we strive to be a place for people to learn, achieve and grow.

Department Overview

In the Wealth Management division, we help people, businesses and institutions build, preserve, and manage wealth so they can pursue their financial goals

Wealth Management (WM) Platforms manages industry-leading platforms, across all WM channels and client segments, to provide a unified digital experience, unlock growth, and deliver efficiencies for Advisors, Clients, and Institutions. WM Platforms consists of ten sub-teams including: Field Experience & Platforms, Digital Client Experience & Platforms, Workplace Platforms, Automation & Workflow, Digital Trading & Investing, Generative AI, UX Design & Research, Strategy & Execution, WM Platforms Risk, and the Chief Operating Office.

Within the Wealth Management Platforms Organization, Digital Lending Platform Team is responsible for building an industry-leading, highly automated lending platform supporting the next phase of growth of Securities Based Lending, Tailored Lending and Mortgage Businesses.

What you'll do in the role:

• Work in a fun, fast paced environment designing new and improved technology for our clients and internal staff
• Design innovative new products with market leading competitive advantages that revolutionize the way people manage and spend their money
• Work with technology, business, and control partners to define and write requirements
• Engage in end user research, and use data analysis to inform requirements writing, and wireframe design of new products
• Present findings and project updates to executive leadership and key stakeholders
• Lead Agile product management teams, collaborating with design, research, technology, legal and compliance team and driving decision making across cross-functional group is preferred.
• Collaborate with cross-functional teams including legal, compliance, risk, technology and operations to enhance processes and streamline lending product related workflows
• Diagnose and resolve any technical issues or system errors that may arise within the lending platforms

Skills Required:

• 10+ years of applicable experience across work and higher education
• 7+ years of professional experience in technology product management, or related roles
• 5+ years of experience of building and scaling complex data platforms
• Working knowledge of financial lending products
• Experience with software business analysis
• Experience in integrating Agentic AI solutions in lending workflows is a plus
• BA/BS required
• Excellent communicator with solid written and verbal presentation skills
• Professional experience in consumer technology, banking, wealth management and /or top tier consulting firm
• Strong attention to detail in both technical and non-technical capacity
• Focus on usability and eye for design
• Excellent relationship building capabilities with partners both internal and external to the organization
• Independent initiative and comfort working in a fast-paced environment
• Strategic thinker able to define and evaluate alternatives, and translate goals into specific project tasks
• Highly developed sense of ownership and accountability for work
• Ability to adapt to change and evolving business needs
• Ability to measure a given business problem to both quantify the issue and the benefits from the technology solution

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that's differentiated – and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.