Senior Product Manager - Product Growth Strategy & Spend Management

Product Manager

Product Managers at U.S. Bank are customer obsessed in driving product visioning, planning and development to deliver on our human + digital product strategy and staying one step ahead of evolving economic, technological, and customer needs.

As a Product Manager, you will:

• Identify, analyze and interpret business data using various kinds of techniques to meet business needs and requirements.
• Activate the connective tissue between U.S. Bank, customer experience, digital, technology, and business line strategy to identify and prioritize product / portfolio opportunities, and establish the product vision, charter and roadmap.
• Defines product outcomes and Objectives and Key Results (OKRs) to prioritize Features/Epics and breaks down work into actionable steps to facilitate product discovery, design, development and delivery.
• Manages the end-to-end product lifecycle and drives the product roadmap leveraging OKRs (Objectives and Key Results).
• Creates the product in conjunction with agile, experience design, technology and risk partners to achieve business and customer outcomes.
• In the case of technical products, understands and cares for the technical features, debt reduction and modernization of the technical product with expertise in the technology required of the product.

Basic Qualifications

• Product Management experience

Preferred Skills/Experience

• Expertise on the critical interdependencies among product model system elements that help and hinder performance; ability to plan and design solutions that synchronize resources to achieve business results using business metrics, key performance indicators, design systems, service blueprints, and reusability
• Ability to anticipate shifting market priorities, internal and external customer needs in a manner that consistently adds value
• Strong customer centricity to implement strategies and techniques used to ensure that customers have a positive experience with the organization's products and services at every touch point
• Knowledge of technical aspects of software products; ability to design, configure and integrate technical aspects of software products
• Knowledge of Agile ways of working, knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations
• 7+ years in strategy and/or product management in fintech, SaaS, or financial services
• Experience in fintech, startups, B2B payments growth
• Background in strategy consulting, corporate/product strategy, or growth strategy
• Strong problem-solving and communication skills (executive storytelling)
• Commercial acumen; experience with profitability analysis and business case development, anticipating shifting market priorities, internal and external customer needs in a manner that consistently adds value and impact
• Market research, competitive intelligence, and positioning expertise; ability to translate customer and competitive insights into a customer-centric strategy
• Customer obsession; proven ability to anticipate and deliver on customer needs
• Effective cross-functional leadership across Product, Design, Engineering, Risk, Marketing, Sales, and Servicing
• Preferred skills: product PnL, product strategy, vision and planning, product discovery, product development, channel alignment and management, adoption, customer experience research, insight and execution, agile ways of working, go to market and sales channels, performance measurement and optimization, marketing and analytics, customer centricity

About the team/product(s):

U.S. Bank is the first major bank to embed a full featured Spend Management (SM) platform across its entire portfolio of business credit cards—delivering a fintech grade experience backed by the trust and scale of the fifth largest bank in the U.S. Our SM platform empowers small and medium sized businesses with real time visibility, proactive controls, and seamless integrations. In one place, teams can capture receipts, set spend controls, manage cards, sync with accounting software, and generate robust reporting—helping them save time, improve cash flow visibility, and reduce financial risk. Our teams are committed to building the best possible products and experiences, working side by side with customers and iterating quickly to deliver outcomes that matter. With over half a million businesses already enabled on SM, we're scaling modern spend management at enterprise grade—within a trusted financial institution.

Key Outcomes

• Objective and Key Results (OKR) and Key Performance Indicator (KPI) frameworks and operating rhythms that identify the key actions to unlock step change revenue growth
• Strong view of our market positioning and segmentation, guiding where and how we compete, responsible for fintech and banking landscape assessment and creating deliverables and insights to be included into day-to-day product management feature development and influence the product roadmap
• Up to date customer-focused value propositions that shape investment and partnerships
• Key inputs into multi-year product strategy and roadmap aligned to business priorities
• Regular cadence of executive-ready materials that accelerate decisions and alignment and maximize impact

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.